The Shift to No-Fault: What You Need To Know.
The Alberta government is moving forward with its plan to transition to a no-fault auto insurance model by January 2027. While this system aims to address rising insurance premiums and streamline claims processes, it comes at a significant cost to Albertans’ rights and protections.
What’s Happening Now?
Currently, Alberta operates under an at-fault insurance system. This model allows victims of accidents to seek compensation for damages, hold at-fault parties accountable, and challenge unfair decisions through legal channels. Under the proposed no-fault model, these rights will be severely restricted.
No-fault insurance will shift compensation for injuries to an individual’s insurer, regardless of who caused the accident. This change minimizes legal recourse, removes accountability for negligent drivers, and limits victims’ ability to sue. Alberta will remain under the current at-fault system until the new model is implemented in 2027.
Why Are These Changes Harmful?
While the government argues this system will focus on care rather than legal battles, there are critical downsides:
This new policy benefits already-profitable insurance companies while reducing consumer protections.
What Can You Do?
It’s not too late to make your voice heard. Here’s how you can take action:
- Write to Your MLA: Demand that they prioritize the rights and protections of Albertans over insurance company profits.
- Stay Informed: Follow FAIR AB on Facebook and Instagram and sign up for the FAIR Newsletter for updates on this issue.
- Share Your Story: Amplify the voices of those affected by these changes to help build public awareness.
Learn More: Stay Informed with the Latest Media Coverage
FAIR AB is committed to keeping Albertans informed. Keep up to date with the evolving conversation around Alberta’s shift to no-fault auto insurance. We’ve gathered articles, news stories, and expert opinions that highlight the potential impact of these changes on Albertans. Explore the links below to learn more about what’s at stake and why your voice matters.
- Alberta government to lift auto insurance rate cap, end right to sue in crashes
- What you need to know about Alberta's move to no-fault auto insurance
- David Staples: Will Alberta's radical changes to car insurance fix major mess? Hmm
- Bell: What Alberta's auto insurance overhaul means for drivers
- Bell: Smith to Alberta auto insurers — play ball or public insurance
- Ford: No-fault insurance has no gain for good drivers
Why Are These Changes Harmful?
While the government argues this system will focus on care rather than legal battles, there are critical downsides:
This new policy benefits already-profitable insurance companies while reducing consumer protections.
What Can You Do?
It’s not too late to make your voice heard. Here’s how you can take action:
- Write to Your MLA: Demand that they prioritize the rights and protections of Albertans over insurance company profits.
- Stay Informed: Follow FAIR AB on Facebook and Instagram and sign up for the FAIR Newsletter for updates on this issue.
- Share Your Story: Amplify the voices of those affected by these changes to help build public awareness.
Learn More: Stay Informed with the Latest Media Coverage
FAIR AB is committed to keeping Albertans informed. Keep up to date with the evolving conversation around Alberta’s shift to no-fault auto insurance. We’ve gathered articles, news stories, and expert opinions that highlight the potential impact of these changes on Albertans. Explore the links below to learn more about what’s at stake and why your voice matters.
- Alberta government to lift auto insurance rate cap, end right to sue in crashes
- What you need to know about Alberta's move to no-fault auto insurance
- David Staples: Will Alberta's radical changes to car insurance fix major mess? Hmm
- Bell: What Alberta's auto insurance overhaul means for drivers
- Bell: Smith to Alberta auto insurers — play ball or public insurance
- Ford: No-fault insurance has no gain for good drivers