BREAKING NEWS:

Alberta introduces No-Fault Auto Insurance Legislation (Bill 47)

The Shift to No-Fault: What You Need To Know.

The Alberta government is moving forward with its plan to transition to a no-fault auto insurance model by January 2027. While this system aims to address rising insurance premiums and streamline claims processes, it comes at a significant cost to Albertans’ rights and protections.

NEW: Alberta Auto Insurers fined over $3.1 million for overcharging drivers Learn more.

What’s Happening Now?

Currently, Alberta operates under an at-fault insurance system. This model allows victims of accidents to seek compensation for damages, hold at-fault parties accountable, and challenge unfair decisions through legal channels. Under the proposed no-fault model, these rights will be severely restricted.

No-fault insurance will shift compensation for injuries to an individual’s insurer, regardless of who caused the accident. This change minimizes legal recourse, removes accountability for negligent drivers, and limits victims’ ability to sue. Alberta will remain under the current at-fault system until the new model is implemented in 2027.

Why Are These Changes Harmful?

While the government argues this system will focus on care rather than legal battles, there are critical downsides:

Loss of Rights: Albertans will lose the ability to hold at-fault parties and insurance companies accountable in court.
Inadequate Compensation: Victims of serious injuries will often be under-compensated, particularly for long-term losses like wages or career impacts.
Higher Costs: These changes shift costs from insurers to taxpayers, impacting Alberta’s healthcare and social assistance systems.
Impact on Vulnerable Albertans: Working-class individuals and families will be disproportionately affected, facing financial and emotional stress after severe accidents.

 

This new policy benefits already-profitable insurance companies while reducing consumer protections.

What Can You Do?

It’s not too late to make your voice heard. Here’s how you can take action:

  • Write to Your MLA: Demand that they prioritize the rights and protections of Albertans over insurance company profits.
  • Stay Informed: Follow FAIR AB on Facebook and Instagram and sign up for the FAIR Newsletter for updates on this issue.
  • Share Your Story: Amplify the voices of those affected by these changes to help build public awareness.

Learn More: Stay Informed with the Latest Media Coverage

FAIR AB is committed to keeping Albertans informed. Keep up to date with the evolving conversation around Alberta’s shift to no-fault auto insurance. We’ve gathered articles, news stories, and expert opinions that highlight the potential impact of these changes on Albertans. Explore the links below to learn more about what’s at stake and why your voice matters.

Why Are These Changes Harmful?

While the government argues this system will focus on care rather than legal battles, there are critical downsides:

Loss of Rights: Albertans will lose the ability to hold at-fault parties and insurance companies accountable in court.
Inadequate Compensation: Victims of serious injuries will often be under-compensated, particularly for long-term losses like wages or career impacts.
Higher Costs: These changes shift costs from insurers to taxpayers, impacting Alberta’s healthcare and social assistance systems.
Impact on Vulnerable Albertans: Working-class individuals and families will be disproportionately affected, facing financial and emotional stress after severe accidents.

 

This new policy benefits already-profitable insurance companies while reducing consumer protections.

What Can You Do?

It’s not too late to make your voice heard. Here’s how you can take action:

  • Write to Your MLA: Demand that they prioritize the rights and protections of Albertans over insurance company profits.
  • Stay Informed: Follow FAIR AB on Facebook and Instagram and sign up for the FAIR Newsletter for updates on this issue.
  • Share Your Story: Amplify the voices of those affected by these changes to help build public awareness.

Learn More: Stay Informed with the Latest Media Coverage

FAIR AB is committed to keeping Albertans informed. Keep up to date with the evolving conversation around Alberta’s shift to no-fault auto insurance. We’ve gathered articles, news stories, and expert opinions that highlight the potential impact of these changes on Albertans. Explore the links below to learn more about what’s at stake and why your voice matters.

Contact Your Local MLA

Let your voice be heard. Send a letter to your MLA.

Contact Your MLA

Share Your Story

We want to know your accident story.

Were you able to secure fair compensation? What happened? How do you feel about the potential loss of protections if Albertans can no longer sue at-fault drivers?

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