Tell Alberta's New Government:

Protect Consumers — NOT Auto Insurance Companies.

Since 2020, auto insurance companies in Alberta have taken in over

$2.9 BILLION


in pre-tax profit!

Alberta auto insurance premiums are designed to target a 7% profit for insurance companies. But insurers have been regularly exceeding that without consequences.

In 2021 alone, profits in the insurance industry were $1.1 billion over the target. And yet driver premiums remain high.

Had a 7% premium profit cap been applied since 2020, a typical Alberta household would have saved the following in premiums:

  • $378 in 2020
  • $691 in 2021
  • $161 (at least) in 2022

NEW: June 2023 poll finds 75% of Albertans support capping insurance industry profits. Learn more

It's Time for a Different Approach

Industry-friendly reforms have been tried recently in Alberta but have failed to deliver premium reductions for consumers. Instead, industry profits have soared.

It’s time that regulators in Alberta put in place more consumer protections to regulate the insurance industry and create a FAIR balance between insurer profits and affordable auto insurance premiums.

Learn More

More Consumer Protections are the Solution

Affordability and cost of living increases are key issues facing Alberta families. Large premium increases for auto insurance are one more strain on many Albertans who continue to struggle with the ongoing affordability crisis.

FAIR believes regulators should make the 7% profit target on premiums real and legislate that profits on policies cannot exceed this benchmark. Any extra profits could be paid into a fund to protect Albertans from large increases in future years.

Learn More

Let's Fix This

Albertans need and deserve an auto insurance system that is both fair and affordable.

Tell your MLA that it’s time to put voters ahead of insurance companies in Alberta's new government.

Learn More

It's Time for a Different Approach

Industry-friendly reforms have been tried recently in Alberta but have failed to deliver premium reductions for consumers. Instead, industry profits have soared.

It’s time that regulators in Alberta put in place more consumer protections to regulate the insurance industry and create a FAIR balance between insurer profits and affordable auto insurance premiums.

Learn More

More Consumer Protections are the Solution

Affordability and cost of living increases are key issues facing Alberta families. Large premium increases for auto insurance are one more strain on many Albertans who continue to struggle with the ongoing affordability crisis.

FAIR believes regulators should make the 7% profit target on premiums real and legislate that profits on policies cannot exceed this benchmark. Any extra profits could be paid into a fund to protect Albertans from large increases in future years.

Learn More

Let's Fix This

Albertans need and deserve an auto insurance system that is both fair and affordable.

Tell your MLA that it’s time to put voters ahead of insurance companies in Alberta's new government.

Learn More

Contact Your Local MLA

Let your voice be heard. Send a letter to your MLA.

Contact your MLA

Share Your Story

We want to know your accident story.

Were you able to secure fair compensation? What happened? How do you feel about the potential loss of protections if Albertans can no longer sue at-fault drivers?

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